FFCC provides comprehensive and systematic credit investigation services designed to support informed, risk-aware lending and business decisions. Our structured verification processes help financial institutions, lenders, and corporate clients assess credibility, capacity, and character with accuracy and confidence.
Through thorough field and data validation, we ensure that critical borrower and business information is properly authenticated, reducing exposure to fraud, misrepresentation, and credit risk.
Validation of business existence, operations, legitimacy, ownership structure, and operational capacity to ensure accuracy of declared information.
Confirmation of employment status, tenure, position, and compensation details to assess income stability and repayment capability.
Physical or documented confirmation of residential address and occupancy status to validate identity and borrower traceability.
Endorsement of Accounts (From Client to Email)
Operation Team/MIS (Distribution of Accounts to Field CI)
Field Credit Investigation (Ocular Inspection/Field Report)
Encoder (Monitoring of Reports)
Quality Assurance (Completion and Submission of Final Reports)
Field CI/Branch CA (Original Signed Documents/or CR)
CI Releasing Officer (Release Original Signed Documents to Client)
A credit investigation is a systematic verification of a borrower's or business's declared information, such as business operations, employment status, and residence, to confirm credibility, repayment capacity, and character before a lending decision is made.
Financial institutions, banks, lending companies, and corporate clients across the Philippines can request credit investigation services to support loan approvals, credit risk assessment, and business due diligence.
Turnaround time depends on the subject's location and the complexity of the verification required. Each report goes through field investigation and quality assurance before submission to ensure accuracy and completeness.
Get in touch with our team and we'll help you make informed, risk-aware lending decisions.