What We Offer

Our Services

Comprehensive solutions designed with professionalism, integrity, and accuracy

Credit Investigation

FFCC provides comprehensive and systematic credit investigation services designed to support informed, risk-aware lending and business decisions. Our structured verification processes help financial institutions, lenders, and corporate clients assess credibility, capacity, and character with accuracy and confidence.

Through thorough field and data validation, we ensure that critical borrower and business information is properly authenticated, reducing exposure to fraud, misrepresentation, and credit risk.

Services Include:

Business Verification

Validation of business existence, operations, legitimacy, ownership structure, and operational capacity to ensure accuracy of declared information.

Employment Verification

Confirmation of employment status, tenure, position, and compensation details to assess income stability and repayment capability.

Residence Verification

Physical or documented confirmation of residential address and occupancy status to validate identity and borrower traceability.

Our Process

1

Endorsement of Accounts (From Client to Email)

2

Operation Team/MIS (Distribution of Accounts to Field CI)

3

Field Credit Investigation (Ocular Inspection/Field Report)

4

Encoder (Monitoring of Reports)

5

Quality Assurance (Completion and Submission of Final Reports)

6

Field CI/Branch CA (Original Signed Documents/or CR)

7

CI Releasing Officer (Release Original Signed Documents to Client)

Background Investigation

FFCC delivers comprehensive background investigation services designed to provide reliable, fact-based insights on individuals and corporate entities. Our structured due diligence processes help financial institutions, corporations, and decision-makers mitigate risk, prevent fraud, and maintain regulatory compliance.

Services Include:

Consumer Report

A detailed credit and background profile of an individual including financial standing, credit behavior, and relevant public records.

Individual Background Report

Comprehensive verification of personal history, affiliations, reputation checks for employment, partnership, or credit assessment.

Corporate Background Report

In-depth due diligence on corporate entities, including registration status, ownership structure, operational legitimacy, and risk indicators.

Express Corporate Validation

Rapid confirmation of a company's existence, registration details, and basic operational legitimacy for time-sensitive transactions.

Our Process

1

MIS (Account Endorsement & Data Extraction via Email)

2

Operations Team (Dispatching of Account)

3

Report Analyst (Phone Verification/Data Encoding)

4

Field Analyst (Ocular Inspection/Field Report)

5

Quality Assurance (Completion and Submission of Reports to Client)

Appraisal Services

Professional and independent appraisal services to support accurate asset valuation for lending, investment, acquisition, and risk management purposes. Our appraisal process is conducted with objectivity, technical competence, and adherence to recognized valuation standards.

Services Include:

Real Estate Appraisal

Comprehensive valuation of residential, commercial, industrial, agricultural, and special-use properties. Assessment considers market comparables, property condition, location, legal documentation, highest and best use analysis, and prevailing market trends.

Vehicle Appraisal

Professional evaluation of motor vehicles for loan collateral, resale, insurance, asset verification, or financial reporting purposes. Assessment includes physical condition, mileage, depreciation factors, market demand, and documentation validation.

Our Process

1

Appraisal Request (From Client via Email)

2

Document Collection

3

Initial Review and Schedule

4

Request CTC of Title from Registry of Deeds

5

Designation and Endorsement to Field Appraiser

6

Site Inspection

7

Market Research

8

Valuation Analysis

9

Appraisal Report Preparation

10

Internal Review and Quality Check

11

Report Submission

12

Archiving and Closure

Liaison Services

FFCC provides professional and reliable liaison services to facilitate smooth, accurate, and timely processing of regulatory and documentation requirements related to mortgage and motor vehicle transactions.

Services Include:

REM Mortgage Annotation

Processing and facilitation of Real Estate Mortgage (REM) annotation with the appropriate Registry of Deeds, ensuring proper recording of mortgage liens and compliance with documentary requirements.

LTO Encumbrance & Registration Renewal

Assistance in processing motor vehicle encumbrance registration, cancellation, and annual registration renewal with the Land Transportation Office (LTO).

Our Process

1

Account Endorsement

2

Document Checking

3

Annotation (for REM)

4

Encumbrance (LTO)

5

Final Document Checking

6

Document Submission

Loan Marketing

FFCC provides comprehensive loan marketing and client acquisition services designed to connect borrowers with suitable financing solutions across a wide range of financial products.

Services Include:

Auto Loans

Car, Truck — New, Pre-Owned, Refinancing

Motorcycle Loan

Brand New, Pre-Owned, Refinancing

Appliance & Gadget Loan

Consumer financing programs

Real Estate Mortgage

Acquisition, Refinancing, Equity Take-Out

OFW & Seaman's Loan

Specialized financing for overseas workers

Business Loan

Working capital and expansion financing

Our Process

1

Applicant Inquiry

2

Interview

3

Documentation

4

Appraisal (for REM)

5

Credit Investigation

6

Credit Approval

7

Loan Release

Collection Services

FFCC provides professional debt collection and recovery services to help financial institutions and businesses recover delinquent or past-due accounts. Our team uses structured recovery strategies, borrower engagement, and account monitoring to resolve outstanding obligations efficiently and professionally.

Our services operate on a "No Collection – No Pay" basis, meaning clients only pay when successful recovery is achieved.

Services Include:

Debt Recovery & Payment Negotiation

Coordinating with borrowers to settle outstanding balances through payment arrangements or settlements.

Delinquent Account Management

Monitoring and follow-up of past-due accounts to improve recovery rates.

Asset & Collateral Recovery

Repossession and recovery of secured assets such as vehicles or other collateral.

Loan Restructuring Assistance

Facilitating compromise agreements, loan restructuring, or repayment plans.

Legal Recovery Support

Assistance with legal actions such as small money claims, BP22 cases, and writ of replevin when necessary.

Get in Touch With Us

Discover the people behind our success and how we can help your business make informed financial decisions.

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